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Home › Health & LAMal

Health & LAMal

Swiss healthcare is excellent but private and mandatory. Understand how LAMal insurance works, deductibles, co-pays, and how to navigate between doctors and emergencies.

  • Health insurance in Switzerland (LAMal): how it works
  • Excess and co-payment in the Swiss health system
  • Health system in Switzerland: doctors, hospitals and emergencies
  • The Swiss AI (Assurance-invalidité): help and reinstatement
  • Vaccines in Switzerland: recommendations and freedom of choice
  • How to choose health insurance (LAMal) in Switzerland: model, deductible and premium
  • Insurance Premiums Increase: Surprise! (No, not really)
  • Do you pay too much for health insurance in Switzerland? You may not know it, but you could be entitled to help
  • LaMal... And we continue to pay more! Every autumn the same news arrives, like falling leaves: health insurance premiums go up again. For
  • LAA vs LaMal
  • The other secret of Swiss wealth: the invisible raw materials business
  • Car insurance premiums will rise again in 2026
  • Law changes in Switzerland starting in January. It's not just LAMal, it's much more
  • Can a Swiss hospital refuse to treat a foreigner in the emergency room?
  • Accident in the mountains while skiing. What many do not tell
  • Swiss supermarkets promise to lower prices in 2026. But with nuances
  • Up to 300,000 workers will be missing in Zurich. Official data, not opinions
  • Valais will vote to limit health insurance premiums. And no, it's not science fiction.
  • LAMal insurance advisors in Switzerland: a necessary clarification.
  • Migros launches a “moralizing” poster about accidents on vacation… and employees An internal Migros campaign is generating quite a bit of controversy in
  • Tardoc: what has changed in your medical practice since January 2026
  • Subsidies for health insurance premiums: money that many are entitled to and do not ask for
  • La franquicia del seguro médico va a subir: lo que cambia y lo que no
  • El seguro de accidentes en Suiza: el que tienes sin saberlo y que no es el seguro médico
  • Accident insurance in Switzerland does not cover everything that happens to you at work
  • Calling 144 in Switzerland: the numbers that save lives and the bill many don’t expect
  • Accident insurance in Switzerland does not work the same if you work more or less than 8 hours a week
  • On May 28, 2025, the village of Blatten disappeared under the mountain in four minutes. A year later, what the canton has known since 2022 comes to light
  • In Switzerland, if a helicopter rescues you, the bill can reach 4,500 francs or much more. Your health insurance doesn't cover everything. What you need to know before you need it
  • Private liability insurance in Switzerland: what it is, why almost all rental contracts require it and what happens if you don't have it
  • In Switzerland, if you’ve been on sick leave for months, your salary doesn’t just stop coming in overnight. That’s how the system works.
  • For the past few years, the health insurance scheme has covered visits to a psychologist. But you need to know how it works.
  • How much do you need to earn to be eligible for health insurance benefits? The specific figures by canton that many people are unaware of
  • What is deducted from your Swiss salary and exactly what each item is for
  • Your health insurance excess: the detail that could cost you more than 1,200 francs a year if you choose the wrong option
  • In Switzerland, a ‘on-call’ contract does not mean ‘no rights’. There are certain things that neither the employer nor the employee are usually fully aware of
  • In Switzerland, if you’ve been on sick leave for months, your salary doesn’t just stop all of a sudden. That’s how the system works.
  • For the past few years, the health insurance scheme has covered visits to a psychologist. But you need to know how it works.
  • Seven and eight years’ imprisonment and deportation from Switzerland for blowing up three cash machines. Case closed
  • You fall ill whilst on holiday in Spain. What your LAMal covers, because many people arrive thinking they’re fully covered
  • The first time you go to the dentist in Switzerland and see the bill, you think they’ve made a mistake
  • There’s a Swiss subscription that costs 40 francs a year and could save you a bill running into several thousand. Lots of people have been here for years and still don’t know it exists
  • You’ve been paying for ‘semi-private’ cover in Switzerland for years. Do you know exactly what it covers?
  • Moving to a different canton in Switzerland is not the same as moving to a different province in Spain. The administrative procedures have specific deadlines and consequences that many people only realise too late
  • If you have an accident on your way to work, it’s not your health insurance that pays out. It’s your employer’s accident insurance. And that makes a big difference
  • In Switzerland, wishing someone a happy birthday before the actual day brings bad luck. You always find this out at the worst possible moment
  • In Switzerland, if you leave a job of your own accord, your unemployment benefit does not start straight away. There is a waiting period, which many people only realise too late
  • In Switzerland, if you’re made redundant, there’s no such thing as a ‘severance payment’. And that’s something many Spaniards discover the day they’re called into the manager’s office
  • If your employer in Switzerland suddenly cuts your hours, there is a scheme that protects your pay. And many people don’t know it exists
  • In Haut-Valais, if you ask for directions to the hospital, they’re very grateful, they give you a wristband… and by the time they’ve gone, you’ve lost yours
  • The ‘Swiss Pelicot’ and what it says about the system
  • El psicólogo cubierto por el seguro médico básico: cómo funciona y por qué tanta gente aún no lo sabe
  • If you fall ill in Switzerland, here is what you need to do and what covers you
  • Dental care in Switzerland is not covered by basic insurance, and many find out the hard way
  • LAMal does not pay the dentist. You find out after the first date.
  • In Switzerland there are boxes where a mother in crisis can leave her newborn child anonymously. This week it happened again.
  • The first time you walk into a Swiss pharmacy and order something normal, something doesn't work as you expected
  • In Switzerland you pay for health insurance every month. And on top of that, they charge you for the first consultation.
  • In Winterthur, a man stabs three people at the station. He had been released from psychiatry 24 hours earlier
  • You have a Spanish university degree and want to practise in Switzerland. What you need to know before you assume you just need to have it
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